Adulting Series Session 2 – Financial Literacy  

What is financial literacy?

Financial literacy is more than stocks and bonds. It includes creating a budget, setting personal financial goals, and maintaining financial health. These are skills that people are not taught in school, and managing your salary and worth can be challenging. This course will prepare you to learn how to set your financial priorities and stick to a budget. As a college student, I was overwhelmed when I had to do my taxes for the first time. I was forced to learn how to manage my finances and important documents through many trials and errors. 

We created this course because we want to ensure young adults are equipped with the right skills to finance their money. We want to make sure others know how to do their taxes, negotiate salaries, and navigate the job market effectively. Participants will set strong fundamentals in money management skills. 

Why is having a budget important to manage finances?

The first step to finding financial stability is to be organized. That’s why we provide you with a Monthly Budget template in which you can differentiate your variable versus fixed expenses. Our budget sheet will teach you how to create an emergency fund to always have money aside to cover your basic needs. By being organized, you will gradually become debt-free and seek ways to increase your income. You will learn how to forecast future expenses and stay on track depending on your current needs. By tracking your expenses, you will identify patterns that harm or help your financial health. 

Our Finances Course is the first step to reaching your financial goals. It is an ongoing learning process that takes commitment and discipline; however, managing your finances does not have to be tedious. You can adjust the categories according to your needs or transfer money within the categories to cover your necessities. Our budget template provides you flexibility with your money through knowledge and empowerment. Filling our monthly budget can be fun and ensure that you stay on track. So why not start today? Check out our course on Finances, and make sure to follow us on social media to get more tips!

We highly encourage you to watch our overview video below of this course to give you a better idea of what you will be learning as you take our online Adulting Course. 

Take the first step today and check out our course on finances! You can find it here. Make sure to follow us on social media for more information on future courses!

Written by Elina Paraschou, Human Resources Intern. To read more blog posts, check out https://safeharborim.com/articles/.

Edited by Rebecca Kochanek, Intern Coordinator.